Now building · Early access 2026
Making unpredictable income predictable

When your income changes, your financial security shouldn't.

LivWell.AI is the financial safety net for workers — we help people understand their income stability, access earnings before payday, and soon protect against income shocks through AI-powered paycheck insurance. Built for gig workers, freelancers, contractors and hourly employees.

✓ You're on the list — we'll be in touch as we open early access.

Built for modern workers · Secure open-banking design · Privacy-first

£840
Advance available
78/100
Income stability
9:41● ● ● 100%
Good morning, Sam
Available to access now
£840.00
↗ Based on earnings already worked
💷
Get advance
In minutes
🛡️
Insurance
Coming soon
78
Income stability score
Stable · 3 income sources tracked
35%
of professionals live paycheck to paycheck
<60s
to connect your bank securely
£0
payday-loan-style interest traps
The product

One app for income you can actually rely on.

Most tools assume a steady salary. LivWell is built for the millions whose income moves week to week.

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Instant Salary Access

Get paid for work you've already done, before payday. Flexible access to your earned wages — no payday-loan traps, no spiralling interest.

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Income Stability AI

Connect your bank in seconds and see how stable your income really is. A clear score, your real patterns, and what you're eligible for.

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Paycheck InsuranceComing soon

Affordable insurance cover that pays out if you lose your income. Partner-backed and on the way — join the waitlist for early access.

How it works

Set up in under a minute.

1

Connect your bank

Secure open-banking connection. Read-only, encrypted, and you stay in control of your data.

2

See your income picture

Our AI reads your real earning patterns and gives you a clear stability score and eligibility.

3

Access & protect

Draw on earnings you've already worked for, and opt in to insurance cover as it becomes available.

Built on trust

Designed to meet the bar finance demands.

We're building LivWell to the standards a regulated financial product requires — security and privacy first, from day one.

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Bank-grade security

Encryption and security-by-design throughout the platform.

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Open banking

Built on regulated open-banking rails for read-only access.

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Privacy-first

Your data is yours. Minimal collection, clear control, no selling.

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On the regulatory path

Working toward regulatory authorisation, with partner-backed products.

Be first to get protected.

Join the waitlist for early access to LivWell.AI.

✓ You're on the list — talk soon.